Recurring Deposits

Recurring Deposits (RD) at Samarth Credit Co-operative Society: A Smart Way to Save and Grow

At Samarth Credit Co-operative Society, we recognize the importance of disciplined saving for achieving long-term financial goals. Our Recurring Deposit (RD) scheme helps you build a steady corpus with regular contributions and offers attractive returns. Whether you’re saving for a future need, preparing for emergencies, or seeking a better investment return, our RD scheme provides a secure and profitable solution.

Key Features of Recurring Deposits:

  • Minimum Investment: Start saving with just ₹500 per month and available in multiples of ₹100.
  • Maximum Investment: No upper limit on deposits—save as per your goals.
  • Flexible Tenure: Choose from 1 to 10 years to align with your savings objectives.
  • Attractive Interest Rate: Earn interest between 7.25% and 10.00%, higher than traditional banks and post offices.
  • Quarterly Compounding: Interest is compounded quarterly for faster growth.
  • Modes of Contribution: Choose Monthly, quarterly, half-yearly, or yearly options.
  • Loan Against RD: Avail loans against your RD balance in case of emergencies.
  • Guaranteed Maturity Amount: Both principal and interest are guaranteed, ensuring full transparency.

Benefits of Recurring Deposits:

  • Better Returns: Higher interest rates than traditional savings accounts.
  • Flexibility: Multiple contribution options and adjustable tenure.
  • Financial Flexibility: Loan option against RD for emergencies.
  • Long-Term Wealth Building: Benefit from compounded interest over a longer tenure.
  • Security & Transparency: Guaranteed maturity amount ensures complete security.

Why Choose RD at Samarth Credit Co-operative Society?

  • Reliable Institution: Trusted for integrity and transparency.
  • Higher Returns: Competitive interest rates for faster savings growth.
  • Member-Focused Services: Flexibility, security, and convenience at your service.
  • Loan Facility: Access funds in emergencies without disturbing your investment.

Conclusion: Our Recurring Deposit scheme offers a secure, profitable, and flexible way to save regularly and grow your wealth. Whether you’re building wealth for a future goal or seeking a stable investment, our RD scheme provides the perfect balance of higher returns, security, and convenience.

*Pre-maturity will be as per the Society’s Terms & Conditions.

Start saving with Samarth Credit Co-operative Society today and take the first step toward building your financial future!

 

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